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Federal Direct Student Loan

Student Loan
No credit required

Students have an additional $2,000 of Direct Unsubsidized Loan eligibility not included in their financial aid award package. Please email your request for the additional Direct Unsubsidized Loan to

  1. Complete the Free Application for Federal Student Aid (FAFSA)
  2. Complete the Federal Direct Loan Requirements at  The student will need to log in with their FSA ID and password
    1. Complete Entrance Counseling
    2. Complete Master Promissory Note (MPN)
    3. Complete Annual Student Loan Acknowledgment

Federal Direct Parent PLUS Loan

Parent Loan
Requires credit

  1. Complete the Free Application for Federal Student Aid (FAFSA) 
  2. Complete a Parent PLUS Loan application  
    1. Complete PLUS Master Promissory Note (MPN) for Parents
    2. Complete Annual Student Loan Acknowledgment

Please make sure that the same parent completes the PLUS Application and the loan requirements 

Note: The Federal Direct Parent PLUS Loan has a provision for loan forgiveness in the event that either the parent or student dies or suffers 100% disability. This is not offered by private student loans where a co-signer is required for the student.


Alternative/Private Loans

Typically a student loan
Requires credit check and co-borrower for optimal rates

Go to ELMSelect to select a lender under the Alternative Loans tab.

  1. The ELMSelect Lender Comparison User Agreement emphasizes your right to select any lender; you must click on the box and accept, indicating that you understand this right.
  2. Select New York (the state in which Vassar is located). Then scroll down through the list of schools and click on Vassar College; then click “Search.”
  3. This is our Vassar specific page with tabs related to the various types of loans available for education and a list of lenders that Vassar families have borrowed from in the past year. We suggest that you visit various lender websites and review the terms of the loans offered.
  4. Select a lender under the Alternative Loan tab, click apply now, and complete the application/ promissory note requirements. If you would like to choose a lender not listed, you can search for other lenders by clicking on the tab above Helpful Links.
  5. Click on the link to apply and fill out the Promissory Note.